1000 GK Questions and Answers

1000+  GK Questions and Answers  (General Knowledge ) MCQ  Questions and Answers for all competitive exams UPSC IAS IPS  Prelims, SSC CGL ,SSC CHSL general Awareness CTET, UGC NET, SET Questions Practice Online

106 .SEBI is a/an
A.  non-statutory body
B.  statutory body
C.  constitutional body
D.  advisory body
E.  registered as a society
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107 .In banking parlance, 'Sub-prime' refers to
A.  funds raised by banks at sub-libor rates
B.  group of banks which are not rated as prime banks as per bankers almanac
C.  lendingdone by banks/FIs to customers not meeting with normally required credit appraisal standards
D.  None of the above
E.  landing by banks at rates below PLR
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108 .Which of the following products of a bank is specifically designed to provide financial help to children in their higher studies in India or in a foreign nation?
A.  Educational loan
B.  Personal loan
C.  None of these
D.  Mortgage loan
E.  Corporate loan
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109 .Consider the following I. Bank Rate Policy II. Open Market Operations III. Devaluation of Rupee Which of the above are called fiscal measures?
A.  Only III
B.  Both I and II
C.  Only II
D.  None of these
E.  Both I and III
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110 .Loans and advances a bank, provides come under which of the following category?
A.  Assets
B.  Liabilities
C.  All of these
D.  Costs
E.  None of these
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111 .Which one of the following dominate the organised sector?
A.  RBI
B.  RRBs
C.  Commercial Bank
D.  Co-operative Bank
E.  SBI
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112 .Which of the following are the recommendations of the RBI Expert Committee to revise and strengthen the monetary policy framework? 1. It recommended that a new Consumer Price Index (CPI) should be adopted by Reserve Bank of India (RBI) to anchor the monetary policy. 2. The committee has also set an inflation target at 4 percent with a band of plus/ minus 2 percent around it. 3. The monetary policy decision should be vested in the hands of the Monetary Policy Committee (MPc) that will be headed by the Governor. 4. Not to detach Open Market Operations (OMOs) from the fiscal operations and instead linked solely to the liquidity management. Select the answer from the codes given below: Codes:
A.  1, 2 and 3
B.  None of these
C.  All of the above
D.  1, 3 and 4
E.  2, 3 and 4
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113 .The first wholy Indian Bank was set-up in
A.  1902
B.  1894
C.  1794
D.  1896
E.  1918
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114 .Which of the following key rate has not been altered by RBI since 2003?
A.  All of the above
B.  Cash reserve ratio
C.  Statutory liquidity ratio
D.  Bank rate
E.  Repo rate
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115 .BCSBI stands for
A.  Banking Credit and Service Board of India
B.  None of the above
C.  Banking Codes and Standards Board of India
D.  Banking Codes and Service Board of India
E.  Banking Credit and Standards Board of India
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116 .Indian Parliament recently has passed the bill to empower SEBI to act against ponzi operators and market manipulators more effectively. What is the name of this bill?
A.  Judicial Appointments Commission Bill, 2014
B.  The Securities Law (Amendment) Bill, 2014
C.  None of these
D.  The Constitution Bill,2014
E.  The Banking Law,2014
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117 .A type of fraud wherein criminals use an innocent person's details to open or use an account to carry out financial transactions is known as
A.  phishing
B.  espionage
C.  money laundering
D.  identity theft
E.  hacking
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118 .Structure of Basel II is based on how many pillars?
A.  Two
B.  Ten
C.  Three
D.  Four
E.  Five
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119 .Many a time we read in newspapers about 'Financial Inclusion'. What does it really mean? (1) Allow the merger and acquisition of banks so that only few big banks exist and continue to cater to the need of corporate sector. (2) Expanding the network of banks in such a way that people from lower strata of society also get the benefit of services provided by banks. (3) Providing insurance cover to each and every citizen so that he/she can live a healthy and long life.
A.  Only (3)
B.  All (1), (2) & (3)
C.  Both (1) & (2)
D.  Only (2)
E.  Only (1)
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120 .Which of the following rates signals is the RBI's longterm outlook on interest rates?
A.  CRR
B.  Reverse Repo Rate
C.  SLR
D.  Bank Rate
E.  Repo Rate
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