1000 GK Questions and Answers

1000+  GK Questions and Answers  (General Knowledge ) MCQ  Questions and Answers for all competitive exams UPSC IAS IPS  Prelims, SSC CGL ,SSC CHSL general Awareness CTET, UGC NET, SET Questions Practice Online

946 .In case a depositor is a sole proprietor and holds deposits in the name of the proprietory concern as well as in the individual capacity, the maximum insurance cover is available up to
A.  Rs. 200000
B.  All of these
C.  Rs. 500000
D.  Rs. 100000
E.  None of these
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947 .RRBs were set-up on
A.  1975
B.  1985
C.  1965
D.  2001
E.  1991
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948 .ICICI is the name of a
A.  corporation
B.  bureau
C.  chemical industry
D.  financial institution
E.  None of these
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949 .The difference between visible exports and visible imports is defined as
A.  Balance of payments
B.  Gains from trade
C.  Balance of trade
D.  Balanced terms of trade
E.  All of these
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950 .Which of the following is the full form of the term SLR as used in the banking sector?
A.  Scheduled Liquidity Rate
B.  Separate Lending Rate
C.  Social Lending Ratio
D.  None of these
E.  Statutory Liquidity Ratio
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951 .What is the full form of the term 'NPA' as used in banking environment?
A.  None of these
B.  Non Performing Assets
C.  Net Performing Assets
D.  Not Profitable Assets
E.  New Potential Accounts
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952 .Traveller's cheques are valid for ..........
A.  None of the above
B.  Six months
C.  One year
D.  Three months
E.  No limit are valid till encashed
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953 .Basel -II norms are associated with which of the following aspects of the banking industry?
A.  Risk management
B.  Manpower planning
C.  Corporate governance
D.  None of these
E.  Retirement benefits for the employees
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954 .What is the Statutory Liquidity Ratio (SLR) at present?
A.  18%
B.  14%
C.  None of these
D.  20%
E.  24%
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955 .When the RBI wants to inject liquidity into economy, it may adopt the following: (1) Buy the government securities from the banks. (2) Enter into reverse repo operations (3) Raise cash Reserve Ratio (4) Reduce SLR. Select the correct answer using the codes given below:
A.  1 and 4 only
B.  None of these
C.  1 only
D.  1, 2, 3 and 4
E.  1, 2 and 4 only
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956 .A scheduled bank is one
A.  which has deposits exceeding Rs. 10 crore
B.  None of the above
C.  which conforms to the requirements of Schedule III of the Banking Regulation Act, 1949
D.  which has been declared as a scheduled bank by the Government of India
E.  which has its name added to the second schedule of the Reserve Bank of India Act, 1934
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957 .The ratio of the Cash Reserves that the banks are required to keep with the RBI is known as
A.  Net Demand and Time Liability
B.  None of the above
C.  CRR
D.  SLR
E.  Liquidity Ratio
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958 .Mortgage is a
A.  security on immovable property for a loan given by a bank.
B.  concession on immovable property for a loan given by a bank.
C.  security on immovable property for a deposit received by a bank.
D.  security on movable property for a loan given by a bank.
E.  facility on immovable property for a loan given by a bank.
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959 .Which of the following is the Central Bank of USA?
A.  Bank of America
B.  Central Bank of USA
C.  Federation of Banks, USA
D.  Federal Reserve
E.  Citigroup, USA
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960 .Banking Ombudsman is appointed by _____________.
A.  RBI
B.  Government of India
C.  Exim Bank
D.  State Governments
E.  E C G C
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