1000 GK Questions and Answers

1000+  GK Questions and Answers  (General Knowledge ) MCQ  Questions and Answers for all competitive exams UPSC IAS IPS  Prelims, SSC CGL ,SSC CHSL general Awareness CTET, UGC NET, SET Questions Practice Online

1000 GK Questions and Answers 1

76 .The rate of interest on Savings Bank Account is stipulated by
A.  RBI
B.  Indian Banks Association
C.  The concerned bank
D.  Government of India
E.  Banking Codes and Standards Board of India
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77 .As per the news published in major newspapers, the Reserve Bank of India (RBI) raised Statutory Liquidity Ratio (SLR) by 100 basis points to 25%. What was/were the reason(s) owing to which RBI raised the SLR? (1) It will help in reducing liquidity in the market. (2) Inflation will come down substantially. (3) It will facilitate companies to launch their IPOs as the financial climate will become conducive for the same.
A.  Only (1)
B.  All (1), (2) & (3)
C.  Only (2)
D.  Only (2) & (3)
E.  Only (1) & (2)
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78 .BEF is the statement which banks submit to RBI relating to:
A.  Excess overnight limit position of the bank
B.  Transactions in US Dollars
C.  Non performing assets
D.  Over due export bills
E.  Importers who have not submitted documentary evidence for import within stipulated time period
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79 .RBI has recently deregulated the rates of interest to be provided by various banks to their depositors/customers with effect from 25th October, on their accounts.
A.  Time deposit
B.  Loan
C.  Current
D.  Fixed deposit
E.  Saving bank
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80 .Which of the following are the scheduled banks?
A.  All of the above
B.  HDFC Bank Limited
C.  State Bank of Mauritius Limited
D.  ICICI Bank
E.  None of the above
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81 .The Reserve Bank of India (RBI) recently announced a hike in some policy rates and also indicated that there may be another change in near future. Which of the following is/are considered a policy rate(s) in the hands of the RBI?
A.  Only (1) & (2)
B.  Only (2)
C.  All (1), (2) & (3)
D.  Only (3)
E.  Only (1)
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82 .The origin of the State Bank of India goes back to the first decade of the 19th century with the establishment of
A.  Bank of Madras
B.  None of these
C.  Bank of Bombay
D.  Bank of Calcutta
E.  Bank of Bengal
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83 .Which of the following is the regulator of the credit rating agencies in India?
A.  SBI
B.  None of these
C.  SIDBI
D.  SEBI
E.  RBI
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84 .Narasimham Committee recommended to reduce SLR and CRR to
A.  24% and 3.5% respectively
B.  25% and 3% respectively
C.  25% and 5% respectively
D.  25% and 3.5% respectively
E.  20% and 5% respectively
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85 .When a loan is granted by a bank for purchase of white goods it is called
A.  White goods loan
B.  Consumer durable loan
C.  Consumption loan
D.  All of these
E.  None of these
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86 .RBI constituted an expert committee for examining its current monetary policy framework. Who is the chairman of the committee?
A.  Dr. Urjit Patel
B.  H. R. Khan
C.  None of these
D.  K. C. Chakrabarty
E.  Dr. Anand Sinha
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87 .Which one of the following is the correct sequence of contribution to gross domestic product in India by the various sectors of the economy in last 10 years?
A.  Agriculture-Industry-Service
B.  Service-Agriculture-Industry
C.  Service-Industry-Agriculture
D.  Agriculture-Service-Industry
E.  None of the above
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88 .RBI has introduced Inflation Indexed Bond which have the locking period of:
A.  20 years
B.  5 years
C.  10 years
D.  15 years
E.  None of these
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89 .Non-performing assets are cause for serious concerns for banks. Why are these loans known as nonperforming?
A.  Recovery of bank's funds are difficult
B.  None of the above
C.  All of the above
D.  Banks have to make provision for these loans in their balance sheet
E.  Interest on these accounts are not charged
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90 .Capital market regulator is
A.  RBI
B.  BSE
C.  IRDA
D.  SEBI
E.  NSE
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