1000 GK Questions and Answers

1000+  GK Questions and Answers  (General Knowledge ) MCQ  Questions and Answers for all competitive exams UPSC IAS IPS  Prelims, SSC CGL ,SSC CHSL general Awareness CTET, UGC NET, SET Questions Practice Online

46 .Recently, The Reserve Bank of India (RBI) constituted a 15-member inter-regulatory committee to monitor the growing phenomenon of shadow banking. Who has been appointed as the Chairman of this committee?
A.  Ram Nath
B.  N. Sundaresan
C.  None of these
D.  P. Vijaya Bhaskar
E.  Dindyal Kukreja
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47 .The public sector banks are banks where a majority state is held by the Government. Which of the following banks is the second largest public sector bank among the 236 PSBs in India in terms of profit?
A.  Bank of India
B.  bank of baroda
C.  None of these
D.  Punjab National bank
E.  Central Bank of India
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48 .All of the following are useful options for the government to pursue to bolster foreign exchange reserves, except to
A.  impose export controls
B.  permit a free floating exchange rate
C.  impose exchange controls
D.  adjust the exchange rate
E.  borrow foreign currencies
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49 .The foreign exchange rate is dependent on which of the following?
A.  Monetary policy directives
B.  None of these
C.  Demand and supply forces
D.  Foreign exchange reserves
E.  Government policies
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50 .A lot of Banks in India these days are offering M-Banking Facility to their customers. What is the full form of Rs. 'M' in 'M-Banking'?
A.  Mobile Phone
B.  Marginal
C.  Money
D.  Message
E.  Mutual Fund
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51 .When was SBI established?
A.  1st July, 1955
B.  5th May, 1960
C.  31st July, 1969
D.  5th May, 1955
E.  1st April, 1935
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52 .All merchant banks must be worth atleast
A.  Rs. 5 crore
B.  Rs. 3 crore
C.  Rs. 4 crore
D.  Rs. 2 crore
E.  Rs. 1 crore
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53 .What is not a mechanisms that contributes to the success of micro credits?
A.  Collaterals
B.  All of these
C.  Regular repayment schedules
D.  Dynamic incentives
E.  Peer monitoring
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54 .Consider the following statements: 1. Regional Rural Banks grant direct loans and advances to marginal farmers and rural artisans. 2. NABARD is responsible for laying down policies and to oversee the operations of the RRBs. 3. RRB is not responsible for laying down policies. Which of the statements given above is/are correct?
A.  Neither 1 nor 2
B.  None of these
C.  1 only
D.  2 only
E.  Both 1 and 2
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55 .Small savings Scheme like National Savings Certificates, Public Provident Fund, Monthly Income Schemes are popular among the salaried people. Which financial institutions manage these schemes?
A.  Public sector banks
B.  Commercial banks
C.  Co-operative banks
D.  Post offices
E.  Private sector bank
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56 .When more than one bank is allowing credit facilities to one party in co-ordination with each other under a formal arrangement the arrangement is generally known as
A.  consortium
B.  syndication
C.  multiple banking
D.  None of these
E.  participation
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57 .As we know, the RBI is the apex bank of India. Similarly, the apex Bank of the USA is called ..............
A.  Federal Reserve
B.  Bank of America
C.  The Central Bank of USA
D.  Central National Bank of USA
E.  None of these
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58 .Very often we read in the newspapers about various measures taken up to control the flow of the capital in the Indian markets. Who amongst the following is/are the regulators who can control the flow of the same in India?
A.  Only (3)
B.  Only (1)
C.  Both (1) & (2)
D.  Both (2) & (3)
E.  Only (2)
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59 .Open Added Money Market Scheme was firstly introduced by
A.  UTI
B.  LIC
C.  IDBI
D.  None of these
E.  ICICI
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60 .Micro credit or micro finance is a novel approach to banking with the poor. In this approach, bank credit is extended to the poor through
A.  Cooperative Credit Societies
B.  RBI
C.  Anganwadi
D.  Self Help Groups
E.  None of these
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