1000 GK Questions and Answers

1000+  GK Questions and Answers  (General Knowledge ) MCQ  Questions and Answers for all competitive exams UPSC IAS IPS  Prelims, SSC CGL ,SSC CHSL general Awareness CTET, UGC NET, SET Questions Practice Online

31 .Which of the following is an easy way of providing credit to the farmer community?
A.  Indira Vikas Patra
B.  Kisan Credit Card
C.  None of these
D.  Loan against gold
E.  National Saving Certificates
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32 .Banks are authorised to sell third party products. Which are these products?
A.  None of these
B.  Mutual funds
C.  Term deposits
D.  Credit cards
E.  Gift cheques
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33 .Which of the following organization/ agencies is not associated with the world of banking and finance?
A.  SEBI
B.  SPCA
C.  ECGC
D.  AMFI
E.  RBI
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34 .How many banks are there in public sector at present?
A.  28
B.  20
C.  27
D.  None of these
E.  19
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35 .In which year was World Bank formed?
A.  1988
B.  1956
C.  1978
D.  1945
E.  1960
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36 .In India 'Report on Currency and Finance' is the annual publication of
A.  None of these
B.  Finance Commission
C.  SEBI
D.  RBI
E.  Finance Ministry
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37 .The headquarters of IMF and World Bank are located at
A.  Nigeria
B.  Geneva and Montreal
C.  New York and Geneva
D.  Geneva and Vienna
E.  Washington DC
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38 .Which of the following schemes has been launced specifically for helping Senior Citizens to avail loan by mortgage of their residential property?
A.  None of these
B.  Reverse Mortgage Loan Scheme
C.  DEMAT Account Scheme
D.  Senior Capital Loan Scheme
E.  English Mortgage Scheme
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39 .As we all know, Government of India pays special emphasis on the management of Fiscal Deficit. What is Fiscal Deficit?
A.  The gap between projected of estimated GDP and actual GDP
B.  Excess of government's disbursement comprising current and capital expenditures over its current receipts (tax/non-tax receipts)
C.  The gap between the actual borrowings of the Government of India and the expected expenditure for which provision is made in the budget
D.  None of the above
E.  The gap between the total number and value of the currency notes issued by the RBI uptill now over the number and value of those which are in actual circulation
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40 .Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short-term securities as a reserve all the time. In Banking World this is known as
A.  SLR
B.  PLR
C.  None of these
D.  Fixed Asset
E.  CRR
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41 .The European Union has adopted which of the following as a common currency?
A.  Peso Reserve Bank of India-Structure and Functions 55
B.  Dollar
C.  Dinar
D.  Yen
E.  Euro
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42 .Many times we read about 'Hawala' transactions in newspapers. Hawala, in India, is prohibited under the provision of which of the following Acts?
A.  Fiscal Responsibility and Budget Management Act
B.  None of the above
C.  Financial Action Task Force Act
D.  Foreign Exchange Management Act
E.  Banking Regulation Act
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43 .NEFT means
A.  National Electronic Funds Transfer system
B.  Non Effective Fund Transfer System
C.  Negotiated Efficient Fund Transfer System
D.  National Efficient Fund Transfer Solution
E.  Negotiated Electronic Foreign Transfer system
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44 .The Union Govt. recently launched a web portal for enabling government-citizen discussions on several issues. What is the name of this portal which was inaugurated by Prime Minister Narendra Modi?
A.  MyGov
B.  MyGovern
C.  MeriGov
D.  MineGov
E.  None of these
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45 .In July 1969, how many commercial banks were nationalised?
A.  13
B.  15
C.  14
D.  16
E.  20
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