1000 GK Questions and Answers

1000+  GK Questions and Answers  (General Knowledge ) MCQ  Questions and Answers for all competitive exams UPSC IAS IPS  Prelims, SSC CGL ,SSC CHSL general Awareness CTET, UGC NET, SET Questions Practice Online

16 .Basel norms are important international regulatory stipulations. It is meant for which sector?
A.  None of the above
B.  Micro Finance
C.  Pension funds
D.  Insurance
E.  Banking
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17 .In a Poverty Pyramid index, which of the following segments of population faces the highest poverty risk?
A.  Formal Wage Employment
B.  Casual Informal Wage Employment and Domestic Work
C.  Informal Self Emloyment Own Account
D.  Regular Informal Wage Employment
E.  Informal Self-Employment: Employers
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18 .What is the name of the ambitious e-governance project of the Union Govt., which was approved by the Union Cabinet recently and which aims to ensure that government services are available to citizens electronically?
A.  Digital Bharat Project
B.  Adhunik Bharat Project
C.  None of these
D.  Nav Bharat Nirmaan Project
E.  Digital India Project
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19 .Nationalization of banks aimed at all of the following except __________ .
A.  Encouragement of a new class of entrepreneurs
B.  Removal of control by a few capitalists
C.  Provision of credit to big industries only
D.  Access of banking to masses
E.  Provision of adequate credit for agriculture, SME and exports
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20 .Which of the following committees has given its recommendations on 'Financial Inclusion'?
A.  Sinha Committee
B.  Rangarajan Committee
C.  Kelkar Committee
D.  None of these
E.  Rakesh Mohan Committee
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21 .The first Governor of the Reserve Bank of India from 1st April, 1935 to 30th June, 1937 was
A.  Sir Osborne Smith
B.  CD Deshmukh
C.  KG Ambegaonkar
D.  Sir Benegal Rama Rao
E.  Sir James Taylor
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22 .Which of the following activities can lead to financial inclusion in India? (1) Issuing of general purpose credit cards. (2) Strict know your customer' (KYc) norms (3) Opening of Bank branches in unbanked rural areas. (4) Opening of no-frills account. Select the correct answer using the codes given below:
A.  1, 2 and 3 only
B.  1, 3 and 4 only
C.  2 and 3 only
D.  None of these
E.  2, 3 and 4 only
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23 .Assume that Reserve Bank of India reduces the bank rate by 1%, what will be its impact?
A.  Mobilisation of more deposits by commercial banks
B.  None of the above
C.  More liquidity in the market
D.  No change in the liquidity in the market
E.  Less liquidity in the market
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24 .Which one of the following committees was set up by RBI to study the various issues relating to financial benchmarks?
A.  Vijaya Bhaskar
B.  Umesh Chandra
C.  Urjit Patel
D.  Subbu Rao
E.  None of these
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25 .Bridge loans refer to
A.  loans granted to construction companies for construction of bridges
B.  loan granted to PWD for construction of bridges over rivers
C.  None of these
D.  loan granted to railway for construction of bridges
E.  interim finance allowed by banks to their customers, pending disbursement of term loans by financial institutions
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26 .The Holidays for the Banks are declared as per _________.
A.  Companies Act
B.  Banking Regulation Act
C.  Securities and Exchange Board of India Act
D.  Reserve Bank Act
E.  Negotiable Instruments Act
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27 .Which of the following is the full form of KCC as used in the agriculture sector?
A.  Knowledge Credit Corporation
B.  None of these
C.  Kisan Credit Company
D.  Konkan Credit Corporation
E.  Kisan Credit Card
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28 .As per the reports in various newspapers many private companies are trying to obtain the licences to launch a banking company in India. Which of the following organisations/agencies issue the licence for the same?
A.  Indian Institute of Banking & Finance (IIBF)
B.  None of these
C.  Registrar of Companies
D.  Reserve Bank of India (RBI)
E.  Securities & Exchange Board of India (SEBI)
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29 .SWIFT is a network for banks to exchange information. What is the expanded form?
A.  None of the above
B.  Secured worldwide international transactions
C.  All of the above
D.  Safe window for international transactions
E.  Society for worldwide interbank financial telecommunications
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30 .SMERA is an SME Rating Agency in India meant for
A.  rating on credit worthiness of MSME
B.  None of the above
C.  rating on quality management
D.  rating on technology usage in (the organisation)
E.  rating on training system
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